Payment Method

Payment Methods Policy

Last Updated: October 2025

At aspestos.com, we are committed to providing a secure, smooth, and reliable checkout experience. This Payment Methods Policy explains the forms of payment we accept, how payments are processed, and the protections in place to ensure safe transactions for all customers.

By completing a purchase on our website, you agree to this policy as well as our Terms and Conditions, Privacy Policy, and other related store policies.

1. Accepted Payment Methods

1.1 Credit & Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Other major card providers shown at checkout

All card payments are encrypted and processed through trusted payment gateways.

1.2 Digital Wallets & Express Checkout

Depending on availability and your device, you may also use:

  • Apple Pay
  • Google Pay
  • Shop Pay
  • PayPal (if enabled at checkout)

1.3 Gift Cards / Store Credit

If available, store-issued gift cards or credits can be entered at checkout.

2. Payment Processing

2.1 Authorization

When you place an order, your payment method is authorized immediately. Authorization ensures:

  • Funds are available
  • Billing information is valid
  • No fraud indicators are detected

2.2 Full Charge Completion

Your payment is captured (fully charged) once your order begins fulfillment.

2.3 Security Measures

We utilize:

  • SSL encryption
  • Fraud-prevention technology
  • Secure third-party processors
  • PCI-compliant payment systems

We never store full credit card numbers or sensitive payment information on our servers.

3. Billing Information Requirements

To complete a purchase, you must provide:

  • A valid billing name
  • Accurate billing address
  • A payment method authorized for online purchases

Incorrect or mismatched information may delay or cancel your order.

4. Declined or Failed Payments

Your order may fail or be declined due to:

  • Insufficient funds
  • Incorrect card information
  • Bank or issuer security blocks
  • Gateway verification failures
  • Suspicious activity indicators

If this happens, we recommend checking your details, using a different payment method, or contacting your bank.

5. Currency

All transactions on aspestos.com are processed in U.S. Dollars (USD). Conversion fees may apply depending on your bank.

6. Taxes & Fees

Applicable taxes, shipping fees, and discounts are automatically calculated and displayed at checkout. No hidden charges are added after payment.

7. Updating Payment Information

Customers with an account may update stored payment methods in their dashboard. All stored payment information is encrypted by our payment partners.

8. Issues During Checkout

If you encounter errors:

  • Refresh the page
  • Clear browser cookies
  • Try another browser/device
  • Contact your bank
  • Email our support team

📧 support@aspestos.com
⏰ 8:00 AM – 7:00 PM EST (Monday–Saturday)

9. Chargebacks & Payment Disputes

If a chargeback is initiated, we will provide all necessary documentation to the payment processor. We encourage customers to contact us first for faster resolution.

10. Fraud Prevention

We reserve the right to cancel, hold, or request verification for orders flagged by fraud systems to ensure safety.

11. Updates to This Policy

This Payment Methods Policy may be updated at any time. Continued use of the website confirms acceptance of revisions.

Questions?

If you have questions or need assistance:

📧 support@aspestos.com

⏰ 8:00 AM – 7:00 PM EST (Monday–Saturday)